This Privacy Policy (“Policy”) is prepared in accordance with applicable information technology laws and rules (reasonable security practices and procedures and sensitive personal data or information) and other rules and regulations applicable in this regard.
We have developed a mobile application called 'Evolving Loan Pro' (app) through which you can apply for short term unsecured loans (credit) granted. Personal information will be collected through the Mobile Application Form provided within the application.
Acceptance of this policy constitutes a legal agreement between you as the user and our company as the platform owner.
This policy outlines our policies and procedures for the collection, use, storage, processing, disclosure and protection of any information, including but not limited to personal or commercial information that you provide as a user ("you") while using the Platform.
A User will be anyone who accesses, uses, negotiates and/or executes a Transaction through the App or using our Services.
By accessing/visiting the Platform through the App and voluntarily providing us with information (personal and/or non-personal), you consent to our collection, use, sharing, retention and disclosure of your information in accordance with this Policy. This policy does not apply to third-party applications connected through links on the platform. If you do not agree to this Policy, please do not continue to use/access this Platform.
2.Information Collected
Our website and/or mobile application may store personal information, including your name, ID, date of birth, gender, education, religion, photo, physical address, email address, employment information, marital status, contact information , emergency, your phone number, SIM card details, financial and credit information (including your mobile money account details, bank account details and bank verification code (if applicable)) and which you will use to access after registration Account ID and/or password for the application. Likewise, when necessary, specific information may be required to process a request, make a delivery, or formalize a procedure.
contact person
We collect all contacts from your phone book, including contact name, phone number, date the contact was added to improve your credit profile and allow you to quickly select references in your loan application. Under no circumstances will we store or share your data or transfer it to third parties. We will upload the contact information to the Evolving Loan Pro server (https://www.cuotanow.com). Your data will be protected and kept confidential.
master account
Allow Evolving Loan Pro to upload user master account information permissions, so as to conduct risk control assessment and give you pre-approved loan discounts. Encrypt and upload to external (https://www.cuotanow.com) to identify and analyze their behavior and risk, which will help prevent fraud.
calendar
It is used to remind you of the repayment date and avoid the impact of overdue repayment on your credit. We will upload the location data to the server for loan comparison (https://www.cuotanow.com), your data will be protected and confidential.
phone number
We will use the code (IMEl) of your mobile phone, because with it we can ensure that another mobile phone cannot replace you when requesting a loan, preventing fraud. We do not automatically get the user's phone number to complete the application login page, nor do we store data for applicants who are not approved for a loan. In case of difficulty, please upload to our waiter and our external advisors https://www.cuotanow.com, so that they can analyze your risk of multiple loans and assess whether the loan can be approved or fraud prevented.
location
Collect and monitor information about device locations for risk assessment and scoring. We will upload location data to our server Evolving Loan Pro(https://www.cuotanow.com), your data will be protected and confidential.
storage and photo
Access to your device's storage requires your authorization, which will allow you to upload photos and/or documents to fill out the application form during the loan application process. Data will be encrypted and uploaded to our member server (https://www.cuotanow.com) via HTTPS protocol. Your data will be protected and kept confidential.We will never share this data with third parties.
cell phone
Collect and monitor certain information about your device, including name, model, region, language, identifiers, hardware and software information, status, usage habits, unique identifiers (such as IMEI and serial number). It is only used to identify your device and to ensure that it cannot be used without your authorization and to prevent fraud. In addition, we will collect a detailed list of your installed applications to assess your borrowing propensity and debt situation, and we will upload the collected data to our highly secure server Evolving Loan Pro (https://www.cuotanow.com)
camera
Allow the application to obtain camera permissions to capture images/videos, etc. to speed up the loan application process, we will upload location data to our server Evolving Loan Pro (https://www.cuotanow.com), your data will be protected and kept confidential..
data storage
For all collected information, we will store it on Evolving Loan Pro's servers (https://www.cuotanow.com), which are highly protected and will not be shared with any third parties . .
Microphone
Evolving Loan Pro requires the use of your microphone to capture video to verify your identity during the loan application process. This way we can make sure that no one can use your account and this process makes it much easier to access a loan. We will provide the camera data to the Evolving Loan Pro server (https://www.cuotanow.com) and your data will be protected and kept confidential.
3. What personal information do we collect from users?
We do our best to minimize the amount of personal information collected from Evolving Loan Pro users. When you contact us for support, or if you report a bug or other bug related to Evolving Loan Pro, or when you interact with us through social media. When you use our service, we process your PUBLIC wallet address generated by Evolving Loan Pro to assess your eligibility and facilitate faster loan disbursements, we need some permissions to access your phone: contacts, SMS, camera, etc. You can delete your personal information at any time by contacting our customer service center, and the personal information will not be used or processed except for the purposes specified here.
4. Children's Privacy
Our Service does not address anyone under the age of 18 ("Children").
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
5.Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
6. Cookies
A cookie is a file sent to request permission to be stored on a computer or mobile device. Accepting said file creates a cookie, which is then used to obtain information about web traffic and facilitate reuse of pages or applications for future visits. Another function of cookies is that they allow pages and applications to individually identify a person, thereby providing better services and making them more personal. Our website and/or mobile device applications use cookies to identify which pages are visited and how often. This information is used for statistical analysis, after which the information will be permanently deleted. However, you can delete cookies at any time, cookies help to provide a better service for the website and/or application, unless you choose to do so directly, you will not allow access to information from your computer or mobile device, nor will Access information from you. You can accept or decline the use of cookies, but most browsers automatically accept cookies because it provides better browsing service. You can also change the settings on your computer or mobile device to refuse cookies. If they are declined, you may not be able to use some of our services. However, most browsers automatically accept cookies to provide better browsing service. You can also change the settings on your computer or mobile device to refuse cookies. If they are declined, you may not be able to use some of our services. However, most browsers automatically accept cookies to provide better browsing service. You can also change the settings on your computer or mobile device to refuse cookies. If they are declined, you may not be able to use some of our services.
7. Contact us
E-mail: 491@cuotanow.com